Have you always dreamed of purchasing a state-of-the-art smartphone, but its price is putting a strain on your wallet? Please note that currently, several marketplaces offer the possibility of paying for your phone in several installments, which allows a more significant number of consumers to access the latest technological innovations without having to worry about their budget. Find in this article the eight best shopping sites and their installment payment options.
Amazon
E-commerce giant Amazon offers various installment payment options to make purchasing your smartphone easier. Among them is the x4 Bank Card payment, which allows you to manage your budget for the purchase of a product that you cannot pay for in one go. This financing solution, in partnership with Cofidis, is efficient, easy to use and without intrusive requests for information. The best thing about this one is that it is valid for purchases between €60 and €1,200. Subscription is quick, and everything is done entirely online.
Additionally, it is available through Amazon Pay and the cost of credit is clearly displayed. To benefit from the x4 payment, it’s straightforward. Start by adding your items to your cart. In the “Payment Method” section, choose “Pay with 4x Bank Card”. To place your order, you will be redirected to the Cofidis form. Complete it with your personal and banking details, and that’s it! Your request will be studied, and you will receive an immediate response.
Baker
Specializing in household appliances and electronics, the Boulanger site also offers payment facilities for the purchase of smartphones. Its partnership with credit organizations allows it to provide you with the possibility of paying for your trip in several installments thanks to the b+ Card, the solution of choice for those who plan to acquire a quality smartphone without making a single payment.
If you want to save more, have more attention, and benefit from more payment solutions and financial services, then the b+ card from Boulanger is preferred. Joining the offer is very simple, via a simple request. To do this, take a look at the store’s financing area with a valid identity document, a bank identity statement at your current address, and your bank card (excluding Maestro and Electron), as well as proof of address less than three months old.
Orange
A well-known telecommunications operator on the market, Orange offers, in partnership with financial organizations, flexible payment options for the purchase of smartphones. As a result, you will be able to acquire the smartphone of your dreams without ruining your wallet too much and pay for it in several installments. Designed to adapt to the needs of all consumers, Orange Bank financing is accessible to all people who are or are not Orange customers. Moreover, you can apply for financing even if you do not have an Orange Bank bank account.
To subscribe to this offer, contact an advisor and send the required documents. For greater simplicity and speed, your entire file is digitalized. With Orange Bank financing, you can benefit from a 0% rate if you pay for your smartphone (worth €100 to €3,000) in 3 monthly payments. If you are an Orange customer, you can choose between 3 and 36 monthly payments under certain conditions.
Pixmania
Are you looking for a good deal that will allow you to acquire a high-end smartphone with the possibility of paying in several installments? Take a look at Pixmania, the platform specializing in consumer electronics. Whatever your tastes and preferences, it has a wide choice of models (new or reconditioned) adapted to your needs and always at the best quality/price ratio.
By making your purchase on the site, you can benefit from payment in installments for up to 36 months thanks to its partner financing organizations Oney, Younited and Float. To do this, select the “payment in installments” option and choose the number of monthly payments that suits you best when placing your order. Once done, you will be redirected to its online payment partner to complete your purchase.
Shopping street
Rue Du Commerce is one of the major players in online commerce which offers various installment payment solutions for smartphones. For purchases from €30 to €2,000, individuals residing in France and who have a French Paypal account can benefit from payment in 4 installments free of charge from their smartphone with the latter. Apart from that, there are payment options that allow you to pay for your purchases up to 20 monthly payments with the Cofidis Pay credit card.
For orders between €60 and €1,500, you can pay for your smartphone in 3 installments. For those between €60 and €3,000, you have four months to make payment. Concerning the payment offer in 5 installments, 10 installments and 20 installments with the CB Cofidis Pay, this is a one-year revolving credit that can be renewed without administration fees, with a maximum amount of €1,000.
BackMarket
A site specializing in the sale of refurbished smartphones, BackMarket offers consumers the possibility of paying for their smartphones in several installments by bank card. Thanks to a partnership with Money, it acquires high-end phones that are more accessible to everyone. Thus, BackMarket offers payment in installments over 3 to 4 months when purchasing your smartphone.
However, this offer is reserved for adult individuals residing in France and holders of a Visa or MasterCard bank card with a validity date more significant than the duration of the chosen financing. As a result, cards with systematic authorization, such as Electron, Nickel or Maestro, as well as e-cards, American Express and Indigo cards, are unfortunately not accepted.
Rakuten
Rakuten is one of the e-commerce platforms that offers bank card payment solutions spread over several months when purchasing your smartphone on its site. If the 4x CB Oney offer allows you to pay in 4 monthly installments for purchases between €60 and €4,000, this is only available for orders to mainland France. To take advantage of Rakuten’s payment offer, add your item to your basket and save your order.
Upload your supporting documents, fill in the information in your form and sign your contract electronically. When your order is validated, you will receive your schedule by email as well as the summary of your order. For information, payment of the last three monthly fees is made automatically by the same bank card, each month and on the same day as your first monthly payment.
Cdiscount
One of the leading online marketplaces, Cdiscount, offers consumers flexible payment offers that allow them to pay in several installments and free of charge for the purchase of their smartphone. In order to provide you with a reliable and secure online credit service, Cdiscount and Flora give you the possibility of financing your purchases between €1,000 and €10,000 in 5, 10, 12, 24, 36, 48 and 60 times depending on your needs, in just a few clicks.
To do this, add your items to your basket and choose the payment method in installments with the number of monthly payments. After completing the online financing request form, you will receive immediate agreement in principle. Then, sign the contract online and send it back to the organization in charge for study and validation of your file.
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